Pay zero to the IRS in retirement — for life. 858 high-income earners have already done it using this IRS-approved strategy to build up to 6- to 7-figure, tax-free annual income in retirement.
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In Their Own Words
Tech Executive — Bay Area
My 401(k) would've been giving the IRS a sickening 37% of every pop of cash for the rest of my days. This move leaves them with zero.
Emerald Tide Financial Client · Enrolled 2025
Business Owner — Southeast
I'd maxed everything — 401(k), SEP, the works. This was the only strategy left that actually moved the needle on my retirement tax bill.
Emerald Tide Financial Client · Enrolled 2024
W2 Physician — Northeast
Replaced most of my pre-retirement income — completely tax-free — starting at 65. My accountant had no idea this was even available to me. My 3 partners and I are all pivoting to this instead of our cash balance plans — mediocre and flawed by comparison — with the blessing of our CPAs.
Emerald Tide Financial Client · Enrolled 2022
Corporate Attorney — Midwest
I funded it at peak earnings. By the time I retire, the IRS is simply no longer part of my income equation. I wish I knew about this 10 years ago — but it still makes sense. I've introduced Emerald Tide Financial to my younger partners. Their approach resonated with all of them immediately.
Emerald Tide Financial Client · Enrolled 2023
* Client quotes are representative of actual client experiences. Individual results vary based on age, health, premium amount, policy structure, and market performance. Results not guaranteed. Not a solicitation or offer of securities.
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